"credit ratio" is correct and can be used in written English.
You could use it when you are referring to the relationship between the total amount of credit being used by an individual or company and the amount of money available to meet the repayment of that credit. For example: "The credit ratio of the company suggests it is at risk of financial difficulty."
The United States corporate credit ratio, which compares the number of corporate debt downgrades with upgrades, strengthened in the first quarter, breaking a four-year trend, the agency said.
In May the central bank's broad measure of "total social financing" (TSF) at last slowed a little (see right-hand chart).The other side of China's surging credit ratio is the surprisingly slow growth of nominal GDP.
According to our calculations, China's credit ratio now exceeds its trend by 14 percentage points (see left-hand chart).Mr Zhang is hardly the only one perturbed by this gap.
Figure 1 Time evolution of the credit ratio.
Quite interestingly, the credit ratio is growing from 1982 to 1990 and then decreases and fluctuates.
The time evolution of the credit ratio associated with the statistically validated edges is shown in Figure 1.
The I.M.F. is monitoring credit ratios and output levels in Asia closely, as conditions cold worsen very quickly, Anoop Singh, the fund's director for the Asia-Pacific region, said at a news briefing in Singapore.
One major factor in determining your credit score is your debtto-credit ratio.
This will increase your debt-to-credit ratio without affecting the other user's credit.
Paying off large loans like car loans and mortgages can have a big effect on your debt-to-credit ratio.
Your debt-to-credit ratio essentially describes how much your creditors were willing to loan you versus how much of that amount you've used.
