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Discover Ludwig"credit model" is a correct and usable phrase in written English.
You can use it when referring to a structure or system which uses credits as an exchange or reward system. For example, "The new loyalty program runs on a credit model, and customers can earn discounts by earning credits."
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Design: Partial credit model calibration.
The multiple validities of the SIT-Verbal were assessed using the Rasch partial credit model.
Main Outcome Measures: The patients' responses were calibrated by using a partial credit model.
Initially a six-dimensional partial credit model (Masters 1982) including all non-cognitive facets was calibrated.
Second, as a credit service provider, information protection affects the reliability of the credit model.
We used Muraki's (1992) generalized partial credit model to scale the HRL index.
In addition, applications of the partial credit model frequently assume local independence.
Then they combine the strong features into the final credit model.
All of the scales were constructed using IRT scaling methods, specifically the Rasch partial credit model.
Finally, a lot of data must be accumulated over time to get the credit model right.
"Kreditech is already widely recognized for its distinctive big-data-driven credit model and tech expertise.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com