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Consumer credit increased $7.5 billion in July, to $2.46 trillion.
It was the weakest showing since April, when credit increased just 1.6percentt.
Consumer credit increased by £600m in July, up from £400m in June.
Consumer credit increased by $14.59 billion in December, the Federal Reserve said in a report.
For all of 2007, consumer credit increased 5.5percentt, up from an increase of 4.5percentt in 2006.
Credit increased by $7.65 billion, to $2.46 trillion, the most since October 2009, Federal Reserve figures released on Wednesday showed.
Similar(37)
That credit increases to 50percentt in 2014.
Lending to riskier credits increased sharply.
At bases around the city this week, drivers credited increased police vigilance and new safety partitions for the improvement.
The developing countries' stock of foreign bank loans and trade credits increased from 30% of GDP in 1990 to 37% in 2000.
Phil Baty, the rankings editor at large at The Times, credited increased education spending in Asia, and a decrease of such financing in the West.
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