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To add insult to injury, the lease on our credit card terminal ended in June and the bank representative who called me about it was very unpleasant.
When a friend from California had managed to order, he was handed the credit card terminal, which showed the amount and the option to add something for service.
But the system was built to serve a broader group of users than small merchants like Muir who already have some kind of mobile credit card terminal.
There are seven million American business owners who, like Muir, already have a credit card terminal but want a better way to process mobile payments.
Yet they are often compelled to linger, firstly to attract the attention of a waiter, and then to wait as a credit card terminal is brought to their table.It is a problem Tom Weaver recognises well.
"The smartphone is the catalyst for a lot of change in this industry," says Dana Stalder, a venture capitalist with Matrix Partners and a former eBay and PayPal executive now on the board of Poynt, which recently introduced a smart credit card terminal.
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Its Italian subsidiary managed the Vatican City State's 80 cash machines and credit card terminals.
(American Express added the feature to its credit card terminals two years ago. Visa and MasterCard do not offer it).
Danica is a bit like a Vileda Supermop with credit card terminals for hands.
She is now working on commission as a telemarketer, making cold calls for a company selling credit card terminals.
Scrawling my name on credit card terminals at department stores and the like does nothing to prove my identity.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com