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That is different from most standard credit card coverage, which typically kicks in after your own insurance.
That didn't apply to many other passengers, though, some of whom lost a considerable amount of property and paid for their tickets with cash (eliminating any benefits that would come from credit card coverage).
On new2usa.com, you need to delve into their Money section to find the credit card coverage.
So credit card coverage may or may not be as good or better than what you get with separate travel insurance, it depends what cards you have.
Also, yes, I could probably get the hotel and hostel refunded through my credit card coverage, but ugh, I'm burned out with all the phone calls.
After consulting a comparison site and checking your credit card coverage, you might find a great policy directly through a travel insurance company.
Similar(52)
Know your credit-card coverage.
Although your bank might say that a certain credit card has coverage in a region, on the ground it can be very different.
Many personal auto policies and credit card companies include coverage for rental cars, but you also have the option to buy additional coverage.
Find out whether the credit card provides primary coverage, which initially pays for loss or damage up to set limits, or secondary coverage, which pays only after the primary coverage has been fully used.
Sometimes the credit card company's coverage becomes effective only if you decline the collision damage waiver.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com