"credit behavior" is correct and usable in written English.
You can use it to refer to the way someone handles their credit and debts. For example, "Harvey's credit behavior was impeccable; he always paid his bills on time."
They also need to account for typos and small errors that can cause the credit agencies to leave out information — both good and bad credit behavior.
Assuming that there is some connection between regular remittance use and credit behavior, there would still be hurdles to incorporating the data into the credit reporting process.
The information integrity of the borrower will have a significant impact on credit behavior (borrowing rates, borrowing rate of full scale) and quality of repayment (default).
This pro-cyclicality of the credit behavior of foreign banks in emerging markets is a well-known phenomenon in the empirical academic literature on this subject.
After that, with responsible credit behavior, you might see an increase in your credit limit.
Having an account for a long time shows responsible credit behavior.
Three main credit behaviors help improve a credit score, Mr. Watts said: never miss a bill payment date, take out new credit only when you really need it and keep your credit balances low.
When you understand how your credit behaviors affect your credit standing, it's easier to come up with a targeted plan to get out of debt, and to build your credit over time.
"The money is just abstract," said James A. Roberts, a marketing professor at Baylor University in Waco, Tex., who has spent 10 years studying credit card behavior.
Britain's advertising watchdog has banned an antiterrorism commercial that urged radio listeners to watch out for people who keep their curtains drawn, keep away from their neighbors and pay with cash instead of debit or credit cards, behavior that senior police officers said could "potentially be linked to terrorist activities".
FIs closely monitor the value of an asset held as collateral and the value of collateral offered by the borrower may affect the credit rationing behavior of lenders.
