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Since project financing involves credit assessment of loan applicants, banks have employed popular credit scoring models to assess their creditworthiness.
You will have to go through a credit assessment procedure.
Most Chinese banks have no clue today about customer service, risk management or credit assessment.
MIGHT ratings be the worst form of credit assessment apart from all the others?
"Our credit assessment looks to the present and the future, not just the past," says Mike Cagney, its boss.
"Depending on the results of the credit assessment, ScottishPower may require a security deposit in order to make an offer of a contract.
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But here, as elsewhere, the record of private-sector credit assessments should leave one wary.
Even the National Association of Insurance Commissioners is taking an interest, because insurance watchdogs also use the rating firms' credit assessments.
ScottishPower defended upfront payments, saying that it was only right to carry out credit assessments before entering into a new business supply contract.
Moody's Investors Service is backing away from a proposal to raise and lower credit assessments more often, bowing to pressure from investors who said the plan would make bond prices too volatile.
This does not reflect greater confidence in German solvency; if anything, investors are less confident in that respect, as the potential costs of a peripheral bailout start to get reflected in credit assessments of the core economies.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com