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The fear is that one firm's failure would create hardship for millions of customers.
The resulting changes can create hardship for local societies that depend on them for food, livelihoods and wellbeing.
Policy makers in many regions of the world are grappling with cooling economies, even as soaring commodities prices, particularly oil, reduce the profits of businesses and create hardship for many consumers.
Ginnie Mae, which issues securities backed by mortgages with government guarantees, wants Congress to grant it greater oversight over nonbank mortgage firms and provide money to perform "stress tests". The fear is that one firm's failure would create hardship for millions of customers.
Its main consequence has been to limit American businesses from access to the Cuban market, and create hardship for everyday Cubans who were denied access to many American-made products.
As with individual providers, there was a greater willingness to accept refusal based on religious views when that did not create hardship for patients or employees who did not share those views.
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The state N.A.A.C.P. is asking the department to reject the law, saying it could disproportionately create hardships for poor, elderly or minority voters who might be less likely to have a photo identification.
The group declined to comment until it had more information, but it had said that while it supported the Consumer Product Safety Improvement Act, enforcement of the requirements would create hardships for manufacturers and retailers of toys and other products intended for children.
The casinos have repeatedly asked for a reprieve, proposing a regulatory body to cut down on abuses, and lately pointing out that the ban would create hardships for workers during the crisis.
They appeared in court three at a time and explained to the judge why the trial, which is expected to last six weeks, would create hardships for them at work and at home.
"The function of government is not to create hardships for its citizens, but to provide relief," Mr. Molinaro wrote in the letter, in which he contends that these districts impose onerous regulations on ordinary homeowners.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com