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New York's Healthy New York program, scheduled to begin in January, will provide a new coverage option for companies.
In a document describing their proposal, House Republicans said it would provide "a voluntary private drug coverage option for all seniors".
Each of these programs and insurance policies offer producers a chance to choose a coverage option to protect against revenue loss from price changes or weather events.
One coverage option for a worker and a child, including dental and vision, has a biweekly premium of about $67 (assuming no use of tobacco products).
That could leave any senior who earns less than 133percentt of the federal poverty line -- about $15,000 for an individual -- without any coverage option at all.
Cost is irrelevant in several dozen counties in Indiana, Nevada and Ohio; not a single insurer has agreed to sell plans through the Affordable Care Act marketplaces there next year, potentially leaving thousands of customers with no coverage option.
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Review your coverage options carefully.
Medicare has a virtually identical program to help senior citizens sort through their coverage options.
"It's a choice every soldier makes and does make," he said of the coverage options.
"Consumers will find a range of quality, affordable coverage options on the marketplace in 2016".
When the elderly have access to private-sector coverage options, their quality of care improves.
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