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Most found that their policies did not cover floods.
Equipment is expensive to replace, and some insurance doesn't cover floods.
The agency urged the public to stay out of a 7km exclusion zone around the crater and watch for further warnings, which could cover floods.
WIND VERSUS FLOOD Back at headquarters, other adjusters have their eye on an exclusion that will be crucial for this storm, with its horrific storm surges but relatively mild winds: homeowner's insurance generally does not cover floods.
Most homeowners policies don't cover floods, and damage caused by a hurricane is often flood related.
Most homeowners policies don't cover floods, and damage caused by a hurricane is often flood related, Spencer says.
Similar(53)
(Standard homeowners' policies do not cover flooding).
And insurance policies don't necessarily cover flood damage.
Her homeowner's policy does not cover flood damage, she said.
The insurers do not cover flood damage, and their policies say so.
Most policies cover flooding as standard but it is not a requirement.
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