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In addition, the higher premiums are meant to serve as an incentive to quit using tobacco, particularly when paired with another Affordable Care Act rule that requires insurers to cover cessation programs without charging copayments.
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Initially, the National Health Insurance would not cover smoking cessation costs so very few physicians were willing to provide services.
That was a sharp contrast with the mid-1990s, when companies rarely covered smoking cessation, according to Ms. Darling.
The Affordable Care Act requires health insurance plans to cover smoking-cessation services, usually without any extra fees.
However, in 2009, only 18 state Medicaid programs covered individual cessation counseling for all of their enrollees.
The good news for older smokers is that under the Affordable Care Act, Medicare now covers smoking-cessation counseling for any beneficiary who wants to stop.
Medicare currently covers certain preventative services, such as colon, prostate, and cervical cancer screening, tobacco cessation counseling, cholesterol and diabetes screening, and vaccinations.
"So that's one concern". Kaiser already covers prescription smoking cessation treatments, but requires a co-pay and education component and does not cover over-the-counter treatments, she said.
Although Medicaid programs in all 50 states cover some tobacco-cessation treatments, only nine states (Connecticut, Indiana, Maine, Massachusetts, Minnesota, North Dakota, Ohio, Pennsylvania and Vermont) cover individual and group counseling and all seven of the medications approved by the Food and Drug Administration to help people quit smoking.
GATS questionnaire covers numerous potential cessation predictors.
As a result of the Affordable Care Act, most private health insurance plans will now cover the cost of cessation interventions for tobacco users.
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