To get there requires advisers to do a number of things: from managing core investments and asset allocation to helping clients understand insurance needs, retirement planning, budgeting and debt management, Mr. McWilliams said.
"We think of this as a core part of our asset allocation decision making".
After asset allocation, core to any investor's return are taxes and fees.
In short, I grouped models into four categories: passive buy and hold, top-down tactical asset allocation, bottom-up individual ETF selection, and a catch-all core and explore category that used a combination of methods.
An index fund should be a core holding, he said, with perhaps three or four other funds to meet your intended asset allocation.
Automatic asset allocation and rebalancing.
Your asset allocation should reflect your goals.
What's the right asset allocation?
Think of it as asset allocation.
Asset allocation: many professional investors are bound by certain asset allocation requirements.
