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Turning pension contributions into an opt-out rather than an opt-in uses inertia to achieve a desirable end.
Mr Bush's economic advisers favour letting workers put part of their Social Security contributions into an investment account of their choosing, which would be available on retirement.
In addition, the plan proposals I recall (though there was never a definitive one) involved putting aside some portion of future contributions into an account rather than scrapping the current plan outright (we still must pay benefits to existing retires).
It said the employer contributions into an auto-enrolment pension, which are set to rise to 3% a year in April 2019, could make a big difference to the value of a worker's savings.
For someone earning £20,000 a year, redirecting employers' contributions into an account for two years would create an emergency fund of £1,225, while collecting the tax payments for four years would provide a fund of £833.
The model encompasses two types of phreatic eruptions: (1) type 1, in which magmatic contributions into an overlying and variably sealed hydrothermal system result in overpressure and eventually phreato-vulcanian eruptions; (2) type 2, whereby the magmatic inputs vaporize confined near-surface liquid water, causing overpressure and eventually phreato-surtseyan eruptions.
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The laws being considered also contain a number of additional provisions aimed at fixing long-term problems plaguing HSA account holders, including fixing the inability of spouses to make deposit 'catch up contributions' into a single HSA and enabling someone to contribute to their HSA if their spouse is concurrently contributing to a Flexible Spending Account (FSA).
But he hasn't quite figured out how to synthesize those contributions into a better play.
His program would pool employee and employer contributions into a professionally managed, citywide retirement fund.
Managers do what markets cannot; they amalgamate thousands of disparate contributions into a single product or service.
There are several Web sites that attempt to put all of a player's contributions into a single statistic.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com