CB designed the algorithm for tracing birth holdings, initiated the comparison of sampling rates in cartograms and the regression against sheep density, advised on, contributed to and checked analyses, and produced the final version of the manuscript.
MEM contributed to data checking and writing the manuscript.
ML led the North of England study site and contributed to analysis and checking drafts of the manuscript.
DG contributed to the data checking, manuscript draft, and corrections.
Mark Zandi, chief economist at Moody's Analytics, agreed that crisis-bred caution factored into the trend, but said rising employment is likely to have contributed to the rise in checking balances as well.
In order to check what contributed to the interaction effect, a post hoc Scheffé test was performed involving Subtype and Lag.
JS contributed to the study design, checked the analyses and contributed to the writing of the paper.
YL contributed to the recruitment of participants, checking the analysis and resources and writing the paper.
KJM helped with the conception of the manuscript and topics, designed the epigenetic risk pyramid, and contributed to the writing and fact checking.
TJ participated in design and conduct of the study, coded data and checked coding, contributed to primary analysis of the findings, and contributed to drafting, critical revision and editing of the manuscript.
