Connecticut legal consumers scored a victory last year when the courts overhauled the statewide grievance committee.
The credit scores -- known by the acronym FICO, derived from the company's name -- range from the 300's to the 900's, but more than two-thirds of consumers score in the 600's and 700's, Mr. Watts said.
By allowing small businesses to leverage the Internet while helping consumers score great deals, these group-couponing services have become some of the fastest-growing businesses in the world.
On diet quality, equilibrium and meal index, RTEC non-consumers scored lower than the frequent and daily RTEC consumers.
On diet diversity, RTEC non-consumers scored lower than the frequent RTEC consumers and there was a trend for lower diversity in daily versus frequent RTEC consumers.
But digital marketers, Mr. Mierzwinski says, are able to work around the rules by using alternative financial data to calculate consumer scores.
Online consumer scores are calculated by a handful of start-ups, as well as a few financial services stalwarts, that specialize in the flourishing field of predictive consumer analytics.
Previously, FICO had offered bilingual support to consumers contacting its call centers — say, if they had lost their online password for myFico.com and needed assistance, said Amber Minson, vice president and general manager of consumer scores at FICO.
And like cable television, satellite radio, for a monthly fee, gives the consumer scores of stations and specialized programming to choose from -- bluegrass music only, for example, or just comedy.
The study also revealed that 9 of the 10 markets with the highest consumer scores are in Asia/Pacific, Middle East and Africa.
