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Mr. Bennett, the consumer lawyer, is one of the optimists.
"I've lost four and I've taken about 5,000 cases," said Jerry Jarzombek, a consumer lawyer in Fort Worth.
"The legal responsibility of the credit reporting agencies and of the creditors is well established," said Leonard Bennett, a consumer lawyer in Newport News, Va.
"This is guilty until proven innocent," said Paul Arons, a consumer lawyer in Friday Harbor, Wash., about two hours north of Seattle.
"Generally speaking, a store can set up any return policy it wants," said Edgar Dworsky, a consumer lawyer and founder of Consumer Worldorg, a consumer resource guide.org
"You have a mandate that's accessible in theory, but not in practice, because it's too expensive," said Mark P. Scherzer, a consumer lawyer and counsel to New Yorkers for Accessible Health Coverage, an advocacy group.
Similar(41)
Consumer lawyers call these operations "foreclosure mills".
Since such collection efforts fall into the regulatory void, consumer lawyers say, consumers have little recourse.
Consumer advocates and consumer lawyers have complained about the practice, to little avail.
The practice, called "sewer service," is rampant across the country, the consumer lawyers say.
The programs were quickly challenged by consumer lawyers, who took aim primarily at California-based American Corrective Counseling Services.
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