Sentence examples for consumer credit scoring from inspiring English sources

It's difficult enough already to grasp the nuances of consumer credit scoring.

In this paper we design the neural network consumer credit scoring models for financial institutions where data usually used in previous research are not available.

We developed consumer credit scoring models with error back-propagation artificial neural networks and checked their efficiency against models developed with logistic regression.

Dallas has one of the lowest consumer credit scores of any major American city.

The barrier for most consumers is credit, which has become expensive and elusive as subprime lenders have gone out of business, and as the average consumer credit score has been downgraded from prime to risky.

The first data partner to go live is Experian, which is known for its consumer credit scores.

Additionally, it says it has reduced net-credit losses at top banks, and has helped raise consumer credit scores by as much at 40 points.

As a result, banks tend to fall back on personal and consumer credit scores, treating these startups as individual borrowers, rather than evaluating the credit potential of the business itself.

Considering the fact that banks have lacked an efficient way to analyze businesses for sub-$100K loans and have underwritten commercial loans based on a consumer credit score, multitudes of creditworthy small businesses have been deprived of the capital they need to grow.

While insurance companies operating in California may not use consumer credit scores to calculate rates, other states permit providers to access a driver's credit history.

A huge part of the consumer credit score -- about 30percentt for both the FICO score and the VantageScore -- is based on the amount of credit used in relation to the amount of credit available.