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Mr. Weaver and other consultants predict more employers than ever will be offering a high-deductible choice in 2011.
Consultants predict that this could historically be one of the lowest turnouts in New Jersey history, with well under 30percentt of registered voters going to the polls.
Retail stock analysts and consultants predict that many more stores may buy PIN terminals for debit transactions to bypass the Visa and MasterCard networks entirely.
Some compensation consultants predict that rules like WorldCom's will become more common as board members and executives take more steps to distance themselves from the scandals of the last year.
But option grants outside management have fallen steeply since 2004 and will, consultants predict, eventually disappear altogether.Governance critics also saw something sinister in the easy terms of options packages.
The portability of pensions is another growing financial concern for employees who have a spell away from home.The pressure on pay packets and perks will continue, consultants predict, as skilled employees from developing countries begin to fan out around the world.
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Before the new building opened, consultants predicted it would draw 255,000 visitors a year by 2005.
But executives, industry analysts and consultants predicted that even with federal assistance, the industry would emerge much smaller than it was before Tuesday's attacks.
Several political consultants predicted that the Democrats' taking control of the Senate as a result of Senator James M. Jeffords's quitting the Republican Party would encourage the administration and Republicans to court labor all the more.
Bill Carrick, a senior adviser to Mr. Gephardt, said, "It's going to be hard to do a negative ad that is a classic 'John Q. Candidate kicks his dog' and then come on and say 'Hi, I'm Bill Carrick.' " Some consultants predicted, though, that independent groups could move in to pick up the slack.
"You don't see a lot of stuff out there about there being an election, you know?" Campaign officials and political consultants predicted low turnouts in primary elections for House seats and in the lone statewide primary, for the Republican nomination to challenge Senator Kirsten E. Gillibrand, a Democrat.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com