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This study considered funds with start dates ranging from the 1990s to 2009.
State and local governments have two other groups of self-balancing accounts which are not considered funds: general fixed assets and general long-term debts.
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And when only long-term funds are considered, fund shareholders have more than three-quarters of their assets in stocks, with the remaining one-quarter in bonds.
Given the encouraging response rate, alternative scheduling and dosing strategies should be considered (funded by AstraZeneca; ClinicalTrials.gov, NCT00707707).
FINANCIAL advisers say conservative investors may want to consider funds that try to reduce interest rate risk through portfolio diversification.
When individuals do buy, they should consider funds that replace their holdings infrequently and pass along fewer gains to shareholders, he said.
Consider funds with either B or C grades in both up and down markets.
When the opportunity arises, consider funds that combine multiple asset classes to reduce costs and taxes.
Consider fund management.
Consider funding options.
This column will consider funding strategies for research projects.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com