"They include very large concessionary loans that must be paid back, frequently with raw materials.
Given the heavy volume of concessionary loans provided by China, concern about African countries' future debt burden is growing.
"You have a lot of concessionary loans," he said, adding that with an overhaul, "interest rates would reflect business conditions, and much less political decisions".
The bank has two affiliates: the International Development Association, which makes concessionary loans to the poorest countries, and the International Finance Corporation, which lends to private borrowers in developing countries.
Its concessionary loans are at interest rates of 1.5% - a price the minister describes as "very cheap" compared to commercial loans with interest of around 5%.
Pledging over $1.8 billion in grants and concessionary loans and favorable new trade terms with the EU, the one catch was that Jordan had to provide 200,000 work permits to Syrians in Jordan.
However, because of the availability of donor funding, concessionary loans for HIV are limited to date.
Most low-income countries will find concessionary loans hard to repay, as their HIV programs cost 0.5 4% of GDP.
Four non-donor-based funding sources for HIV programs were identified: earmarked levies for HIV; concessionary loans; debt conversion; and risk-pooling schemes.
Likewise, concessionary loans are not a recurring source of funding, they require a payment that low-income countries might find hard to cover, and they may not produce the large amount of funding required to fight HIV.
