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For early retired and retired, the opposite pattern is seen with costs concentrating among the lower educated patients, since these patient groups on average have lower educational level than patients in job (as indicated by negative concentration indices in Table 8 in Appendix) and consume more resources since they are more morbid (cf. the positive regression coefficients in Table 8 in Appendix).
Despite ill-health concentrating among the poorest and most vulnerable groups in any society, a phenomenon of illness reporting and use of healthcare among richer groups is generally observed [ 33].
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[A1.] Wealth, as measured by income from dividends, is not just concentrated among the rich.
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