It is against that backdrop of an industry splitting into competitive pieces that experts say the surviving New York City banks will benefit if Federal regulations, which now limit their ability to diversify, break down.
"We'll buy your competitive designer pieces, and then we can also buy your basic really awesome Banana Republic, J. Crew, bread-and-butter merchandise," she said.
And that's how the company ended giving its competitive advantage away, piece-by-piece.
"We were in a competitive pitch for a sizable piece of business with a very large technical-tools company," Canale says.
Much like chess, two competitive sets of pieces move across a board trying to dominate each other, but one group of markers displays images from television while the other uses photographs of actual homes submitted by questionnaire participants.
History, for the Archers and the BBC, was made on 22 September 1955 when, in a brilliant piece of competitive scheduling, on the night that commercial television was launched, Grace Archer, Phil's wife, died in her husband's arms after attempting to rescue her horses from a blazing stable.
If you want to learn more about competitive bidding, see this piece I wrote about Mitt Romney's proposal for Medicare reform.
Then we had perhaps the Tour's most remarkable day's racing in decades, a day that strangely humanised Team Sky's reputation for robotic brilliance and rescued the race as a piece of competitive drama for at least another week.
The great virtue of the IBM design, now used in 85% of all personal computers, is that it accommodates competitive suppliers for each part or piece of software.
Even so, assuming the forwards are competitive in the set-piece, a back division featuring a centre pairing of Peter Betham and Matt Smith has responded enthusiastically and with impressive effect to the creative promptings of the new head coach, the former All-Black Aaron Mauger.
