(There are also collateralized debt obligations, which invest in a combination of loans, high-yield debt and equities).
The subjects used a combination of loans and savings to ensure that their lives were not, literally, hostage to fortune.
Mr. Sanders himself, after a year at Brooklyn College, went to the University of Chicago on a combination of loans, grants and part-time jobs.
Jim Mahoney, a spokesman for the conservancy, said a combination of loans and city and state grants meant that $400,000 would be available for an extensive exterior makeover, complete with replicas of the hall's original adornments.
G.M. hopes that its expected $14 billion cash shortfall this year, excluding special items, will be covered by a combination of loans from the Treasury Department and the Energy Department, according to the plan.
To eliminate the complicated combination of loans and grants -- "so many formulas, so many acronyms," Ms. Ort says -- Chapel Hill's plan and the others set a simple, straightforward income cutoff for eligibility.
She said the organization had used a combination of loans and insurance proceeds to cover reimbursement, as well as some gifts designated for that purpose, not any donations made to support its mission.
And yet it seemed almost trifling compared with the $2.5 trillion rescue plan for the financial system — a combination of loans to banks and incentives to bring private capital into the banking system — announced on Tuesday by Treasury Secretary Timothy F. Geithner.
