co-signed

USAGE SUMMARY

The phrase "co-signed" is correct and usable in written English.
It is typically used in legal or financial contexts to indicate that two or more parties have signed a document together, often to guarantee a loan or agreement. Example: "To secure the loan, both John and Sarah co-signed the agreement."

✓ Grammatically correct

News & Media

Wiki

Science

Human-verified examples from authoritative sources

Exact Expressions

59 human-written examples

He also signed loans for home repair and co-signed several loans with family members.

The New York Times

He also regularly co-signed loans for known scoundrels.

The New Yorker

Ward, Tuck said, "just co-signed" on the terms.

The New York Times - Sports

"Perhaps if your parents co-signed," the loan officer suggested.

The New York Times - Magazine

Ms. Henson co-signed by saying, "It's like running for president".

The New York Times

And you may not be able to kick your rogue child off a co-signed account.

The New York Times

He had co-signed for lines of credit at Macy's, Nordstrom and a local furniture dealer.

The New York Times

In another study, the researchers considered formalization of a co-signed SLA for cloud forensics readiness.

Journal of Cloud Computing

You Co-Signed for Someone.

Huffington Post

For a 10 mile stretch, I-680 is co-signed with I-29.

Wikipedia

I-49 became co-signed with US 71 in December 2012.

Wikipedia

Expert writing Tips

Best practice

When describing collaboration on documents or statements, consider that "co-signed" suggests a formal agreement or endorsement, which might not always be the intended meaning.

Common error

Avoid using "co-signed" loosely to mean simply "agreed with." The term carries specific legal weight related to guaranteeing an agreement or debt, particularly loans, and misusing it can mislead readers or create false impressions of liability.

Linguistic Context

The phrase "co-signed" primarily functions as a verb in the past tense or past participle form. As noted by Ludwig AI, it indicates that someone has joined another person in signing a document, often implying a legal or financial obligation, as seen in examples involving loans and agreements.

Expression frequency: Uncommon

Frequent in

News & Media

70%

Wiki

15%

Science

15%

Less common in

Formal & Business

0%

Academia

0%

Reference

0%

Ludwig's WRAP-UP

In summary, the term "co-signed" is a verb form indicating that multiple parties have signed a document, often implying shared responsibility or a guarantee. As Ludwig AI confirms, it is grammatically correct and primarily used in neutral contexts such as news and media, as well as within wikis and scientific literature. While "co-signed" can also appear in professional settings, it is essential to recognize the specific legal and financial implications associated with its use, particularly regarding loans and agreements. To avoid misinterpretations, alternative phrases like "jointly signed" or "endorsed" may be more appropriate in certain contexts. When opting for the usage of "co-signed", it's important to be aware of its possible legal implications.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

jointly signed

Emphasizes the act of signing together, lacking the nuance of guarantee implied by "co-signed".

endorsed

Implies approval and support, but not necessarily a formal signing or legal obligation.

guaranteed

Focuses on the assurance provided, rather than the act of signing together.

countersigned

Highlights a secondary signature for validation, often by someone in authority.

vouched for

Suggests personal support and assurance of someone's character or ability.

affirmed

Implies a formal declaration of agreement or confirmation.

seconded

Often used in formal settings to indicate agreement with a proposal or motion.

supported

Suggests general approval and backing, without necessarily involving a signature.

ratified

Implies formal approval of a contract or agreement, often by a governing body.

underwrote

Suggests financial backing or guaranteeing financial responsibility.

FAQs

What does "co-signed" mean in financial terms?

In finance, "co-signed" typically means that another person has agreed to be responsible for a debt if the primary borrower defaults. This is common with loans and credit agreements.

What are some alternatives to using "co-signed"?

Depending on the context, you can use alternatives like "jointly signed", "endorsed", or "guaranteed".

What are the risks of co-signing a loan?

Co-signing a loan means you are legally responsible for the debt if the borrower doesn't pay. This can negatively impact your credit score and financial stability.

How does "co-signed" differ from simply "signed" a document?

"Signed" indicates agreement or acknowledgement of a document's contents. "Co-signed" implies an additional layer of responsibility, often a guarantee or a shared obligation.