A clever designer identifies risk areas and takes steps to mitigate those risks early in a development program.
Are these devices a clever way to disperse risk, making the financial system safer, as their enthusiasts claim?
The firm rejects 62% of loan applications, using clever algorithms to judge risk, and makes far less money from rolled over loans than other firms.
The banking regulators – in this case, the Office of the Comptroller of the Currency – are clearly unable to keep up with this form of "financial innovation" (which is really just clever ways to misreport risk).
Even if you're a clever, competent woman, you risk sounding like a stereotypical harridan if you use the kids as a bludgeon and tell the press, as Jenny did: "You would think that a father who didn't have contact with his children, if he wanted those children, he would toe the line a little bit".
The end result is a criminally overlooked album that's original, painfully clever and, at the risk of hyperbole, funnier than most things that currently exist or will exist.
If you are too funny and not clever or truthful you risk coming off as a silly person.
He wants the faculty to focus more on the risks of clever financial techniques; they will have plenty of case studies to choose from.
French politics has long been a melodramatic business in which a clever political elite periodically risks exciting the passions of a protesting populace.
