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"Twenty-five year 'permanence' may represent little more than the deferral of one clearing cycle," the report found.
The top banks today make $30 billion a year in overdraft fees just out of people's checking accounts and they will run a large check first so that all of the small checks in a check clearing cycle cause an overdraft fee.
This is just the beginning of how we want to transform the 'cheque clearing cycle' for our customers, driving down the six days it currently takes a cheque to clear".
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A clear cycle of the two emerges over history.
For Patterson there is a clear cycle involving poverty, early pregnancy and interrupted education.
The market has been pretty clear, cycle after cycle.
An intrinsically gravitationally unstable system is manifested as a near-boiling lake that occasionally drains and refills its water, without necessarily a clear cycle (in contrast to geysers) (Inferno Lake, New Zealand, Vandemeulebrouck et al. [2005]; Boiling Lake, Dominica, Fournier et al. [2009]; Di Napoli et al. [2013]).
There's a clear cycle, where a racially insensitive ad is released, then sparks a flurry of outrage and criticism and accusations of racism online.
It's a pretty clear cycle," says Meade. "I think what people learn when they come in to work with the girls is that what's dysfunctional is our system.
The Dutch pedal imperturbably through blizzards, the Danes clear their cycle lanes as efficiently as their roads and there's outrage in Hamburg that the city's 13% of cyclists have been reduced to 10% by something as piffling as a bit of freezing weather.
Roger Geffen from the cycling charity CTC, who was among the witnesses to the inquiry, said he was pleased by the report, adding "Cross departmental leadership, clear cycle-friendly design standards and serious long-term funding commitments are essential if Britain's long-overdue cycling revolution is finally to get underway".
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com