Sentence examples for classifying loans from inspiring English sources

The newspaper used the government's definition of bad loans for its survey, but private economists and analysts using more stringent criteria for classifying loans would put the figure much higher.

Even the central bank, the Reserve Bank, seems to have suspicions, classifying loans to SEZs as "real-estate" lending, which makes them relatively expensive.Even some investors planning to manufacture in a SEZ think the terms too generous.

For one thing, China classifies loans as bad only when the principal fails to get repaid, even if the borrower has long defaulted on interest payments.

In a recent statement, Fannie Mae said it classified loans as subprime if they had been originated by lenders specializing in subprime mortgages or by subprime divisions of large lenders.

While the term often refers to borrowers with low credit scores, Fannie and Freddie decided to classify loans as prime or subprime based on the lender type, not the borrower's credit score.

The loan loss provisioning system established by the Bank of Spain requires banks to classify loans as non-performing if the borrower exhibits recurrent negative earnings.

The "Repo 105" deals -- which, the examiner found, improperly classified loans as revenue on Lehman's books -- were just too arcane for the layperson, according to one of Abelson's sources.

In SME financing, a few lenders depend on the third party to sell and recover their classified loan.

Classic examples involve using historical data to learn how to classify loan applicants into credit-risk categories, or to predict when customers will churn.

Mr. Ryan says such calculations are difficult because Household allows many borrowers in distress to skip payments without classifying their loans as past due.

Official figures show that non-performing loans are barely falling at the big banks, while at the regional banks they are actually increasing.Related items Debt trap Jan 25th 2001Part of the trouble is that the banks are incorrectly classifying their loans.