Sentence examples for classification of loans from inspiring English sources

On the other hand, if borrowers now in difficulty manage to draw up restructuring plans involving large debt waivers from banks, their loans could be upgraded and the banks' bad-loan provisions reduced.So if the FSA is strict on the classification of loans, the banks could look even sicker in a few months' time than they already do—unless they raise more capital now.

On the other hand, we can establish multilevel classification model based on SVM to meet the banks' demand of nine/ten-tier classification of loans.

Specifically, the dataset reports the amounts of borrowing of each firm and the classification of loans into short-term and long-term borrowings.

The value of bad loans at South Korean banks, brokerage firms and finance companies rose 15percentt in the final three months of 1999, as the government tightened the classification of delinquent loans.

Mr. Stearns said that all of the bank regulators overseeing the company had taken the position that banks should not release details about the risk classifications on loans.

He said that in the fall of 2007, the company voluntarily issued extra disclosures about the risk classifications of its loans and that even before that, the bank company was clear about its risk profile.

They will then have until the end of May to reopen their books and adjust their bad-loan reserves to reflect the FSA's classification of non-performing loans.

Perhaps Ashikaga was not big enough to save.Moreover, says Brian Waterhouse, a banking consultant, at least another ten regional banks would have similar problems if the FSA applied to them the same rigid definitions of capital and classification of non-performing loans as it has to Ashikaga.

The report calls for the classification of "Qualified Student Loans," essentially loans that would remain protected from bankruptcy but would offer reasonable repayment terms for students in college programs with positive employment outcomes.

The FSA is trying to reduce the mis-classification of non-performing loans by creating a database with information on 150-odd big, dud borrowers.

Loan Loss Reserve/Loans (100 {times })) It is the ratio of the loan loss provision to the total balance of loans.