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Until last week, that is, when I got an e-mail from the Social Security Administration, reminding me to go online to check my statement.
I was skeptical that I'd remember to check my statement each year if it didn't prompt me by arriving in my mailbox, but I was willing to give the system a try.
"I received a bill this month with over $500 in overage charges which led me to check my statement.
Similar(57)
She said: "I'm quite fastidious at checking my statement and I saw loads of small transactions coming out, from places like Tesco, food and wine shops and weirdly a dog grooming parlour in North London.
It only came flooding back the next day when I checked my statements.
"As my name and address weren't used to take out the loan it hasn't affected my credit rating, which is a relief, but it could easily have gone unnoticed had I not checked my bank statement".
When I checked my bank statement in January, I was horrified to see that another £300 had flown out of my account and landed in the charity's coffers.
In addition to enlisting the help of Identity Guard, as detailed above, I'm also making sure I check my bank and credit card statements daily and reporting fraudulent transactions as soon as I spot them.
I check my checking and credit card account statements nearly every day to make sure there are no fraudulent charges.
I was there for five days with my partner and checked my credit card statement the next month to discover to my delight that I had been all over the city for just €6.
On returning my colleague noticed that his card had been debited twice within two days, so I checked my credit card statement and discovered that the same thing had happened to me.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com