It is our last real chance to lobby our members of Congress not to provide President Bush with any "blank check" funding under any circumstance.
Now, however, as the first baby boomers start to collect Social Security checks, fund sponsors are coming up with a passel of new products catering mainly to those who are knocking at the gates of retirement — or are already inside.
Aides to Mr. Romney, a former Massachusetts governor, said any gap in small-check fund-raising had been overblown.
One step is to check the fund's prospectus, to see what steps it says the fund may take to combat the problem.
Check a fund manager's track record; how they performed in the last fund they managed.
Also, check the fund's turnover, or how often the manager buys and sells stocks, in the fund's prospectus.
* Check the fund's turnover rate.
Once Dr. Sugar has performed the operation, she promises, she will write a much needed check to fund his research.
If they notice a sustained dip, they should check their fund's numbers against those of competitors.
There are also useful investment comparison sites such as Hargreaves Landsdown or Best Invest, where charities can check which fund managers might suit their criteria.
