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The phrase 'charges back' is correct and can be used in written English.
This phrase is typically used when referring to somebody making a return of money, either to another person or to a bank account. For example, you could say, "After I exceeded my credit limit, I had to pay the balance in full and the money was quickly charged back to my account."
Exact(44)
Flip the charges back.
Djokovic charges back to 30-all.
Don't expect charges back for museums and art galleries.
The schoolteacher, Solomon Ming, busily shepherds his little charges back to their schoolroom after a free lunch.
4.26pm BST 61 min Myler kicks through the middle and Vunipola charges back.
But Kvitova charges back at her, with a crunching cross-court forehand that leaves Robson stranded.
Similar(16)
Those charges, backed up by audiotape, almost derailed Bill's campaign.
But McCutchen led the Pirates' charge back.
San Antonio trailed by 98-83 before charging back.
Indiana charged back early in the second.
The Patriots (5-4) have charged back into the A.F.C.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com