Sentence examples for characteristics of the borrower from inspiring English sources

In addition, we know crucial characteristics of the borrower such as labor contract (temporal vs. permanent), status (employed in the private or public sector or not employed), income, education, age, location, etc.

Established by a 1975 Act of Congress, Home Mortgage Disclosure Act data details the disposition of each application for mortgage credit, from the type of loan sought and various pricing information, to a series of demographic characteristics of the borrower applicant, including race or ethnicity, income, and more.

This offering of differential rates based on the characteristics of the borrower constitutes the most damaging price discrimination inflicting consumer harm in American history, for which Google played an integral (and profitable) role as an advertising intermediary where it was earning billions of dollars a year in that role.

In the first two columns of Appendix Tables A.1 and A.2 (mortgage sample), we present descriptive statistics of the variables used in the empirical analysis: the characteristics of the loans in Table A.1 and the socio-demographic characteristics of the borrowers in Table A.2.

As a result, we use this variable to capture unobserved characteristics of the riskier borrowers.

As the risk of default is dependent, among other things, on the borrower's credit history and the characteristics of the investment project, the bank will probably wish to see the borrower's accounts, balance sheet, and business plan, as well as studying their credit history or FICO score1 and requiring collateral for secured loans.

We include several borrower characteristics that enable us to infer the risk profile of the borrower in the equations to be estimated.15 The first variable is household's monthly income with an average just above 1,600 € in both boom and bust periods.

They have access to a data set that allows them to observe unique characteristics of both borrowers and lenders as well as appraisal values and, for a subset of the sample, market prices.

Because of dynamic information rents, the official may induce one type of the borrower to default.

While they have all focused on analysing the borrower's financial position given the current market and economic conditions, most have not taken into account qualitative factors such as the character of the borrower.

H2: The lender's perception of the borrower's reputation has a positive effect on the lender's trust in the borrower.  .