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So if you're a bit short on cash, consider auctioning a dollar.
If you are looking for a sign of how strapped the University of California, Los Angeles, is for cash, consider that its arts and architecture school may resort to holding a bake sale to raise money.
Instead of lending stocks to earn extra cash, consider owning futures trading at discounts, with sufficient liquidity.
If you don't need cash, consider selling losers (to harvest tax losses) and reinvesting in similar securities.
If you've got the cash, consider putting down more than the minimum it may get you a lower cost.
If you cannot shop with cash, consider using a debit card instead of a credit card, and track purchases daily using a site such as Mint.com.
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The initial backing of Assemblywoman Dede Scozzafava in a solidly Republican district cost the House Republicans' campaign arm a significant amount of cash, considering that she bowed out of the race under conservative pressure just days before the election.
Remember, at this moment on this very day, you're likely a little hard-up for cash considering you just signed a lease on a new apartment.
Not bad cash considering the amount of backbreaking work put into the process.
Wannabe borrowers who lack sufficient cash are considered "cash constrained". They have two choices: reduce the amount of the down payment, if possible, or find a way to cough up more money ― asking a parent for help, for instance.
Risk investments Those who are happy to take more risks with their cash could consider a monthly savings plan involving an investment fund.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com