carrying interest

USAGE SUMMARY

The phrase "carrying interest" is correct and usable in written English.
It is typically used in financial contexts to refer to the interest that is accrued on an investment or loan that is being held or carried over a period of time. Example: "The investment firm reported that the carrying interest on their portfolio has increased significantly this quarter."

✓ Grammatically correct

News & Media

Human-verified examples from authoritative sources

Exact Expressions

6 human-written examples

A pool of $200 million is currently available for home loans carrying interest rates of 8.5percentt for fixed mortgages of 20, 25 and 30 years.

The New York Times

In his separate cease-and-desist letters, Mr. Lawsky took aim at lenders like Western Sky Financial and Advance Me Today, which currently advertises a loan carrying interest and fees amounting to 782 percent annually.

The New York Times

In truth, the industry business model relies on the fact that most people cannot afford to repay the original loan, which means they end up saddled with long-term debts carrying interest rates of 400 percent or more.

The New York Times

With a majority of American homeowners paying down home loans carrying interest rates of 7percentt or more, Americans by the thousands have lined up to apply for low-mortgage home loans, much the way eager settlers lined up for free land during the the Oklahoma Land Rush of 1899.

The New York Times

Payday loans typically take the form of a two-week advance of a few hundred dollars, carrying interest rates of over 300percentt.

HuffPost

this week will propose legislation that would force Duncan (or a possible successor) to automatically refinance most government loans carrying interest rates above 4percentt into fixed, 4-percent loans.

Huffington Post

Human-verified similar examples from authoritative sources

Similar Expressions

54 human-written examples

"But they really want the carried interest provision, which I believe Hillary Clinton is leaving and it's very interesting why she is leaving carried interest".

Huffington Post

Yet carried interest endures.

The New Yorker

I won't touch carried interest.

The New York Times

Today, carried interest is front-page news.

The New York Times

The latter is known as "carried interest".

The New York Times

Expert writing Tips

Best practice

When discussing loans or mortgages, specify the interest rate associated with "carrying interest" to provide clarity for the reader. For example, "home loans carrying interest rates of 7 percent or more".

Common error

Avoid confusing "carrying interest", referring to loans accumulating interest, with 'carried interest', a tax term for profits earned by investment managers. Always check the context to ensure correct usage.

Linguistic Context

The phrase "carrying interest" functions primarily as a verb phrase followed by a noun, indicating the action of accruing or accumulating interest on a principal amount. This aligns with Ludwig's analysis, highlighting its use in financial contexts.

Expression frequency: Uncommon

Frequent in

News & Media

100%

Less common in

Formal & Business

0%

Science

0%

Encyclopedias

0%

Ludwig's WRAP-UP

In summary, the phrase "carrying interest" accurately describes the accrual of interest on financial products like loans or investments. Ludwig AI affirms its correctness and its common usage in the financial domain. While its frequency is classified as uncommon, it is crucial in contexts involving mortgages, debts, and financial instruments. Remember to differentiate it from 'carried interest', a tax term related to investment manager profits. When writing, specifying the interest rate associated with "carrying interest" provides greater clarity.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

accruing interest

Focuses on the accumulation of interest over time rather than the act of carrying it.

bearing interest

Highlights the fact that interest is being generated, emphasizing the interest-generating aspect.

incurring interest

Implies that interest is being added as a liability or cost.

interest accrual

Refers to the process or system of accumulating interest.

interest accumulation

Similar to interest accrual, but emphasizes the result of the accumulation.

interest liability

Focuses on the financial obligation created by the interest.

owed interest

Highlights the debt aspect of the interest.

applicable interest

Refers to the interest rate or amount that is currently in effect.

levied interest

Describes the act of imposing or charging interest.

charged interest

Focuses on the act of applying an interest charge to a balance.

FAQs

How is "carrying interest" typically used in financial contexts?

In financial contexts, "carrying interest" generally refers to the interest accrued on an investment or loan over a specific period. It is frequently associated with mortgages, debts, or other financial instruments where interest accumulates.

What are some alternatives to using the phrase "carrying interest"?

Depending on the context, you could use alternatives such as "accruing interest", "bearing interest", or "incurring interest". The best choice depends on the nuance you want to convey.

Is there a difference between "carrying interest" and "carried interest"?

Yes, "carrying interest" refers to the interest on a loan or investment. "Carried interest", on the other hand, is a specific term in finance related to the share of profits that investment managers receive, often subject to specific tax treatment.

In what situations is it most appropriate to use the phrase "carrying interest"?

It is most appropriate to use "carrying interest" when describing loans, mortgages, or debts where interest is accumulating or being applied over time. For example, when discussing "home loans" or "credit card" balances.