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Cardholders in the Green Dot system had loaded about $10 billion onto the cards as of Sept. 30, 2010.
Cardholders in places like Orange County in California, Atlanta and Phoenix have noticed their credit lines shriveling up.
It began in 2003 for the exclusive use of Citi AAdvantage cardholders, an American Airlines affiliate card, and was expanded to all cardholders in 2007.
There are deals for cardholders in markets like Chicago, Los Angeles and San Francisco, offering discounts on hotel rooms, restaurants, entertainment and other attractions.
The PBM's have relationships with networks of pharmacies that offer discounts on drugs to cardholders in order to widen their customer base.
Since December, when automatic teller machines were reintroduced into the country, the number of A.T.M.'s accepting international credit cards has gone from zero to 160 and spending by foreign cardholders in the country has totaled about $7 million.
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The ABB had "anticipated" the scheme would control the length of time spent gambling and the amount lost, but based on a study of loyalty-cardholders in the West Midlands over one month, the study found no "statistical evidence that the code had an impact".
Green Dot takes in about $5 a month per cardholder in user fees.
So they've created a new kind of credit card that tries to put you, the cardholder, in the driver's seat.
Restaurants, retailers, and other organizations are using systems that automatically check the validity of a credit card and the credit standing of the cardholder in a matter of seconds as the customer waits for the transaction to be finalized.
At UOB, one consultant helped a cardholder in Singapore locate a renowned specialty bakery in Switzerland and send a flourless, gluten-free cake to a loved one who has dietary restrictions.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com