cardholder

USAGE SUMMARY

The phrase "cardholder" is correct and usable in written English.
It is typically used to refer to a person who holds a card, such as a credit or debit card, and is often used in financial or retail contexts. Example: "To complete your purchase, please provide the name of the cardholder as it appears on the card."

✓ Grammatically correct

News & Media

Encyclopedias

Human-verified examples from authoritative sources

Exact Expressions

59 human-written examples

Only when a cardholder misses a payment does the card issuer finally get to charge interest.

The Economist

When the cardholder pays the retailer with plastic, someone has to bring the two banks together.

The Economist

A debit cardholder can withdraw cash, often without cost, at an ATM cashpoint in one euro country, from his euro bank account in another but only up to an agreed maximum, of perhaps euro500 a day.

The Economist

New York Daily News, May 18thCommon man"For a few years I shared membership in the Teamsters, I was a Teamsters cardholder.

The Economist

This protects the cardholder from being impersonated by someone who has access to the bank's computer files.

Encyclopedia Britannica

Restaurants, retailers, and other organizations are using systems that automatically check the validity of a credit card and the credit standing of the cardholder in a matter of seconds as the customer waits for the transaction to be finalized.

Encyclopedia Britannica

The original cardholder might remain unaware of this until the debt is so great that the bank contacts the account holder.

Encyclopedia Britannica

Once this has been established, the transaction itself is carried out in encrypted form to prevent anyone, including the cardholder or the merchant whose card reader is involved, from eavesdropping on the exchange and then later impersonating either party to defraud the system.

Encyclopedia Britannica

Buy now   Paul Smith Graphic Garage Leather Cardholder: £110, asos.com This real leather Paul Smith cardholder boasts an illustrated design and includes multiple card slots.

Independent

According to O2 and Ticketmaster, buyers were limited to four tickets per cardholder to the event, but yesterday lunchtime more than 1,800 tickets were available on Seatwave and a further 1,100 were available via Get Me In!

Independent

Human-verified similar examples from authoritative sources

Similar Expressions

1 human-written examples

*MasterCard Cardholder Benefits: MasterCard cardholders may enjoy a complimentary beverage and preferred seating at select Festival events when using a MasterCard to purchase tickets.*** (Tickets are not available for purchase by telephone).

The New Yorker

Expert writing Tips

Best practice

When writing about financial transactions, clearly specify whether you are referring to the "cardholder" or the account holder, as they may not always be the same person.

Common error

Avoid assuming the "cardholder" is always the primary account holder. Clarify the relationship if discussing authorized users or secondary cardholders.

Linguistic Context

The primary grammatical function of "cardholder" is a noun, identifying an individual authorized to use a payment card. Ludwig confirms its use in various contexts, primarily related to finance and retail.

Expression frequency: Very common

Frequent in

News & Media

50%

Encyclopedias

15%

Formal & Business

10%

Less common in

Science

10%

Reference

5%

Wiki

5%

Ludwig's WRAP-UP

The term "cardholder" is a common noun that refers to the person authorized to use a specific card. As confirmed by Ludwig, its usage is grammatically correct and widespread, especially in financial and retail contexts. While alternatives like "account holder" or "authorized user" may be more precise in certain formal situations, "cardholder" remains universally understood and appropriate in most scenarios. The term appears most frequently in news and media, encyclopedias and formal business documents, demonstrating its relevance across different registers.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

Payment card holder

A more formal and explicit way to refer to a "cardholder".

Account holder

Focuses on the ownership of the account rather than the card itself.

Credit card user

Specifically refers to someone who uses a credit card.

Debit card user

Specifically refers to someone who uses a debit card.

Card owner

Highlights the ownership of the card.

Authorized user

Highlights the permission to use the card, possibly under another person's account.

Member

In the context of loyalty or membership cards, this term is used.

Subscriber

Used for cards associated with subscription services.

Bearer of the card

Emphasizes the physical possession and authorized use of the card.

Customer with a card

A general phrase to describe someone who possesses and uses a card issued by a business.

FAQs

How is "cardholder" typically used in a sentence?

The term "cardholder" is used to identify the individual authorized to use a specific card, such as in the sentence, "The "cardholder" must present valid identification at the time of purchase."

What's a suitable alternative to "cardholder" in formal writing?

In formal contexts, consider using "account holder" or "authorized user" for increased precision. However, "cardholder" remains a perfectly acceptable and widely understood term.

Is it always necessary to specify "credit card" when using "cardholder"?

While "cardholder" often implies a credit or debit card, specify "credit card "cardholder"" or "debit card "cardholder"" if the context requires clarity.

What is the liability of a "cardholder" in case of fraudulent charges?

The liability of a "cardholder" for fraudulent charges is typically limited by law and card issuer policies; however, it is essential for the "cardholder" to report any unauthorized transactions promptly to minimize potential losses.