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In this sense, too, poverty is a deprivation of capabilities: poverty deprives persons of possibilities (resources, structures) to realize a particular potential; it deprives poor people of the understanding of their own potential; and, very often, it deprives poor people (because of malnourishment, for instance) of potential.
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It is not clear whether such work is best described as developing 'financial capability in poverty' (or financial capability work) or simply as helping individuals out of poverty, but perhaps not too much rests on this distinction.
Once financial capability is reconceived as 'financial capability in poverty' a problem with the approach becomes apparent; would it not be better not to have the poverty in the first place?
Much of the charitable and public sector work is thus about developing 'financial capability in poverty'.
It would be better therefore to talk of the conversion factor as 'financial capability in poverty' to remove the ambiguity.
It follows that some different conversion factors may be required for those with limited resources to achieve important functionings; 'financial capability in poverty' is one such conversion factor.
It might also be said that developing 'financial capability in poverty' is not rightly conceived of as Public Health work any more than is work in other areas of social policy such as education; just as work to improving 'financial capability in poverty' improves health so does improving educational attainment.
Again, in an Aristotelian reading so fundamental for the capabilities approach towards poverty, human beings are in a privileged position to shape the world by initiating actions – the origin of action in its efficient cause is choice [9].
Governments in Scotland, Wales and Northern Ireland have powers and capability to reduce poverty and enable everyone to play their full role as citizens.
Hence there are two distinct types of financial capability: i) in poverty and ii) not in poverty.
In this sense, the financial capability of someone in poverty is a different feature from the financial capability of someone not.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com