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And second, according to a study by Schrank and fellow sociologist Cheol-Sung Lee of the University of Chicago in Illinois, social structure explains why it happens much more often in some places than in others and what types of arrangements can discourage it.
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We can't prohibit it, but we can certainly discourage it".
This forces the borrower looking to shop GFEs to submit multiple applications, which is a cumbersome and time-consuming chore, and it imposes heavy costs on lenders who do all they can to discourage it.
Workers say this can discourage involvement as it leaves little space for worker input or control.
"But we hope we can discourage Tampa Bay from running it by handling it really well early in the game.
But it has negative consequences because it can discourage collaboration.
In one of the paper's more surprising claims, Kocherlakota suggested that extending unemployment benefits -- sometimes seen as adding to the jobless rate because it can discourage those receiving benefits from actively seeking jobs -- actually reduces it.
First, it can discourage excessive land and property holding by a very few.
If that tax is set too high, it can discourage even the most glaringly urgent transfers of control.
She writes in genteel, refined tones — in part because many writers make gardening seem so arduous "that we can discourage people from doing it at all".
This side also stresses moral hazards, warning that while feeding the hungry may be necessary, it can discourage people from feeding themselves.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com