Many amortization-schedule calculators are available free on the Internet but do not calculate the effect of a specific prepayment.
I blame the inability of lenders to calculate the effect of a variable interest rate on their monthly mortgage payments.
Mr. Cunningham said that it was not possible to calculate the effect of the new policy on the company's total costs for discounts.
However, Johnson said the Office for National Statistics, which publishes the monthly inflation figures, should also calculate the effect of rising prices on different age and income groups.
But Mr. Rendell, who is Jewish himself, added, "I don't think anyone can calculate the effect of having a Jew on the ticket".
Ed Rendell, chairman of the Democratic Party, told reporters on Saturday, "I don't think anyone can calculate the effect of having a Jew on the ticket".
"This plan would devastate us," said Joseph Mezzacca Jr., Madison's town attorney, who is calling for regional traffic and environmental studies to calculate the effect of the proposed office complex.
For example, the E.C.B. will be able to better calculate the effect of an increase in interest rates on household finances.
The latest is the Joint Committee on Taxation, an obscure but well-respected Congressional panel — currently evenly divided between the parties — that helps lawmakers calculate the effect of their tax plans.
In August, for example, the day before Mr. Gore announced that Senator Joseph I. Lieberman of Connecticut would be his running mate, Mr. Rendell, who is Jewish, told reporters, "I don't think anyone can calculate the effect of having a Jew on the ticket".
Let us roughly calculate the effect of the thermal stress.
