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A simultaneously massive and rapidly increasing regulatory burden on banks is a surefire signal that financial institutions are willing to spend significant capital to abate burdensome fines.
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Any regulatory regime with teeth chomping out fines would simply add to the financial haemorrhaging of already burdensome media costs through criminal and civil law litigation and regulatory compliance.
And it is certainly burdensome.
Now it is becoming burdensome.
But applying for approval is still burdensome.
Italy's tax system is burdensome.
Taxes, where they exist, are hardly burdensome.
In practice the system was burdensome.
Citizens United said those requirements were unconstitutionally burdensome.
But they were quaint rather than burdensome.
They said it was too burdensome, but it hasn't been burdensome.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com