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After being informed they would be treated as joint claimants under the scheme, Montrose and Colton told Dispatches their claim took so long to process, they were unable to pay for food, rent and other bills, built up debts of £2,500 and eventually received an eviction notice from their landlord.
He said he had left his job with nothing and built up debts which the money from the book would help to pay off.
Anne's husband had built up debts totalling £70,000 over several years without her knowledge.
John Devlin, 60, from Kent, who has built up debts of over £100,000 since his printing business collapsed three years ago, said he sometimes did not open demands for money that came through the post.
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We built up debt that would make the Royal Bank of Scotland weep and we were haemorrhaging money on the farm.
Cydsa, which is based in Monterrey, has struggled for years against foreign competition and has built up debt of almost $400 million.
The four were also charged and tried in 2014 with pressuring female workers who had built up debt to them into sham marriages to pay off what they owed.
But as they build up debts, not all these students will be improving their job prospects.
Lax monetary policy allowed Americans to build up debts and fuelled a housing bubble that had to burst eventually.
"But at university you build up debts and realise just how incredibly difficult running your own company can be.
Rent arrears are rising: people in low-paid temporary work quickly build up debts as housing benefit fails to catch up.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com