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"If you have good disclosure, competitive markets and an independent board bargaining hard, that's the way to bring fees down".
Ms. Shapiro's move this week was to do something that sounds just like what Ms. Warren would propose for banks: bring fees out into the open, so everyone can see them.
Also, larger funds are supposed to offer economies of scale that would bring fees down for all investors.
Hirson indicated to me that the company is in negotiations with carriers to bring fees.
But he thinks that with no political clamour to bring fees down in England, it may have been better for Labour to tackle the "complex" issue of student finance after the election.
"If retailers have the right to surcharge and tell [credit card companies] we're going to surcharge unless they bring fees down, it would be a tremendous way to pressure credit card companies to push swipe fees down," he said.
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It's an interesting way in which the academy route can by used to bring fee-paying schools into the state sector.
Semmelweis has clearly benefited from having a more multicultural campus, according to students and professors, but international students also provide real financial advantages, bringing fees that Hungarians, who study free or nearly so, do not.
"Compared to my old bank, it's really, really transparent, the fees are really fair, and they're continually working on bringing fees down and to make transfers more instantaneous.
He said that competition would eventually bring down fees and that the fees on his fund would be in line with those of rivals.
Online orders bring extra fees.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com