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It is not unheard-of, given the health status of those seeking benefits under long-term care insurance, for unintended breaks in coverage to occur.
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The one break in coverage at Strait of Juan de Fuca (October 2005 to April 2006) occurred when all sharks tagged at the time were accounted for inside Puget Sound.
Breaks in coverage are common.
We would need, not just the dollars paid on our behalf as premiums, but many more dollars besides, to ensure the same level of coverage– even if we were all employed continuously without breaks in coverage.
Instead of the mandate, people who had a break in coverage would have to wait six months before getting new coverage, incentivizing healthy people to stay in the market.
According to the CDC, there were 64 babies born with Zika-related birth defects in the United States as of May 9. "You'd have to be very careful as the parent of a child to never have a break in coverage".
If his intestinal problems or skin cancer recur, he may not be covered for those conditions for up to a year because the break in coverage has been more than 62 days.
The whole purpose of the earlier law, passed with bipartisan support, was to make sure that a baby would not have a single day's break in coverage from the date of birth through the first year of life".
States could allow insurers to increase someone's premiums based on their preexisting conditions if they had a break in coverage.
And if you had a break in coverage, you could be charged more or denied coverage.
(If they keep previous insurance through Cobra, that's not considered a break in coverage).
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com