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The country's major commercial banks include local banks and branches of foreign banks.
One concern is about the safety of retail deposits held at branches of foreign banks.
The Fed surveyed loan officers from 55 large domestic banks and 21 American branches of foreign banks.
Loans at the Miami branches of foreign banks declined about 20percentto to $3.8 billion from $4.7 billion, in the 12 months ended June 30.
The percentage of United States branches of foreign banks that tightened standards rose to 64percentt in October from 50percentt in August.
The amounts are still falling at American branches of foreign banks, but those declines are not enough to offset the growth in lending by domestic institutions.
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All private banks were nationalized between 1967 and 1992, but since then private banks (including branches of foreign-owned banks) have been allowed to open.
"In general, banks indicated that the most important reasons for tightening standards and terms were a worsening economic outlook and a reduced tolerance for risk," said the report, which surveyed 57 large American banks and 24 branches of foreign-owned banks operating in the United States.
Indeed, Judge Blackburn scoffs at the federal government's claim that regulating immigration should be considered a branch of foreign policy.
Indian policy was therefore a branch of foreign policy, and all treaties were solemn commitments by the federal government not subject to challenge by any state or private corporation.
HSBC has the most branches of any foreign bank in China: 160.
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