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The phrase "borrowing of" is correct and usable in written English
It is usually used as a noun in a sentence. For example, "The borrowing of money from family members is often difficult for both sides."
Exact(58)
Economists polled by Reuters had expected borrowing of only £12.1bn.
Stop this desperate borrowing of the accomplishments of others.
The latter was introduced through the borrowing of codes of other European-influenced Arab states.
The borrowing of melodies with pentatonic (five-note) and major scales is especially prominent.
Coleridge's borrowing of ideas, especially from German idealistic philosophers like Friedrich Schelling, had long been recognized.
That 42.9 per cent interest-free slice equates to borrowing of £25.891bn.
Whenever possible, new compounds and derivatives have been created to avoid the borrowing of foreign terms.
Sinitic languages have been remarkably resistant to direct borrowing of foreign words.
Sovereign debt accounts for only about one-fifth of total external borrowing of around $105 billion.
The borrowing of America's business development corporations, for instance, cannot exceed their capital.
A further source of confusion has been Bellotto's borrowing of his uncle's name.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com