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So even borrowers with excellent credit pay a premium to borrow for 30 years.
"They are exceptional borrowers with superb qualifications".
Many early studies compared borrowers with non-borrowers.
There are 37 million borrowers with federal student loans.
BORROWERS with stained or strained credit can also benefit.
But the program applies only to borrowers with stellar credit.
It's not much better for existing borrowers with Nationwide.
That is available for borrowers with a 40% deposit.
Naturally, a borrower's income is a factor considered – borrowers with high income can be expected to repay more than borrowers with low income.
Some of Sarala's borrowers with purchases they've been able to make.
Sub-Saharan Sub-Saharan AfricaBorrowers, with Hamid Rashid, Project Syndicate, June 25, 2013.
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