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Financially stretched borrowers account for a growing share of consumer debt.
But its ten biggest borrowers account for a worrying four times its Tier 1 capital.
The frequent borrowers account for a disproportionate share of loan fees paid to lenders.
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Payday lenders have been accused of making multiple attempts on borrowers' accounts as they try to take loan repayments.
Home equity lines of credit given to prime borrowers accounted for 10.2percentt of the total, while subprime loans were 8.7percentt.
Indeed, prime borrowers accounted for 45percentt of the activity on the site in September, up from 30percentt a year earlier.
Letters will be sent out by the end of May, and money credited to borrowers' accounts by the end of July.
To avoid the rule in those instances, OneMain could either delay gaining access to these borrowers' accounts, or lower the costs ever so slightly.
The Mortgage Bankers Association said that adjustable-rate mortgages to subprime borrowers accounted for 44percentt of all new foreclosures in the second quarter of this year.
The company's systems let banks servicing home loans dictate when fees are automatically charged, for example, how payments are applied to borrowers' accounts and when actions, like foreclosure appraisals, are prompted.
The changes at JPMorgan, which will go into effect by the end of May, will keep bank customers from racking up hundreds of dollars in fees, generated when the payday lenders repeatedly try to debit borrowers' accounts.
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CEO of Professional Science Editing for Scientists @ prosciediting.com