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And this isn't necessarily because big banks loan all their funds to big business: large corporations, after all, predominantly borrow in the form of bonds or commercial paper, rather than bank loans.
The Clark County school district was building nearly a dozen new schools every year — also with borrowed money, in the form of a bond issue.
A decade ago the museum borrowed $32 million, in the form of bonds, to finance the construction of an impressive building on West 53rd Street in Manhattan, designed by the architects Tod Williams and Billie Tsien.
Suppose a car company borrowed $10 billion in the form of a 20-year bond to build a manufacturing plant and planned to pay off the debt with the profits from running the plant.
Saturn summoned $25 million in equity between 2000 and 2005; MooBella also borrowed $17.5 million in the form of high-interest loans and convertible notes.
The state is also borrowing $1.9 billion in the form of new bonds to balance the budget.
The bleak news means that the European bank will probably lower its benchmark interest rate in the near future, in effect making it cheaper to borrow money in the form of euros.
New borrowing on credit cards was at £7.1bn, in line with the recent monthly average, but consumer demand for borrowing in the form of personal loans and overdrafts remained weak.
A large fraction of Taunus's liabilities, perhaps $294 billion, consisted of short-term dollar borrowing, in the form of uninsured deposits at its essentially unregulated branch and agency network, along with what is known as repo and commercial paper borrowing.
But Mr. Burton said the governor had not released details on how the spending cap or the borrowing, in the form of a general obligation bond issue, would work and that it was "somewhat improbable" the Legislature would act on them by Dec. 5.
Demos, a non-partisan public policy research and advocacy organization for which I work, has conducted has demonstrated through research that in a market with almost no rules, low-income families and households of color pay disproportionately high costs for credit card borrowing, in the form of painfully high interest rates and excessive penalty fees.
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