It bars lenders from forcing homeowners into bogus, industry-controlled arbitration programs (rather than seeking redress in the courts), and in a number of cases prevents lenders from charging pre-payment penalties when homeowners manage to pay their mortgages off early.
Those Tribal liberal groups went for bogus insurance industry arguments directed at their Tribalism, which claimed falsely that Blacks and minorities were benefiting from taxpayer subsidies to private insurance companies.
In recent years there has also grown up a thriving industry of bogus colleges, providing bogus qualifications as cover for bogus visas.
The GMB union, which took up the case for the drivers, said that it was a "monumental victory" which would have an impact on thousands of workers in other industries "where bogus self-employment is rife".
"This is a monumental victory that will have a hugely positive impact on drivers... and for thousands more in other industries where bogus self-employment is rife," said Maria Ludkin, legal director at the GMB union which brought the case.
Others may be among the bogus returnees who make an industry out of collecting the payouts, then doubling back into Pakistan to start the process again.
I wouldn't listen to a corrupt Harvard University which, in the early 1960s, was bribed by the sugar industry to produce bogus studies linking saturated fat with heart disease when there is no such link.
Mallinga is a physician as well as a politician and had launched a major crackdown on the alternative medicine industry, shutting down bogus aid projects and driving reflexologists from the streets of Kampala.
"The industry is rife with bogus wine, usually at the very, very highest level," he said.
The government could be losing up to €240 million each year because of bogus self-employment in the construction industry, a committee has been told.
Ms. McGrath-McKechnie, however, described the industry's objections as mostly "bogus".
