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A Wells Fargo spokeswoman blamed changes in state laws governing foreclosure for any slowdown.
It blamed changes in its systems coinciding with a "huge increase" in the number of calls it received.
Mr Brownback blamed changes to federal tax laws, but credit-raters saw long-term harm and dinged the state's rating.
VW, which remains profitable over all, blamed "changes in the market and product mix" for the loss.
In filings with the Securities and Exchange Commission, the company blamed changes in Google's search engine mechanics for reducing the number of visitors to its websites.
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The nationalities of those blamed change regularly, but the persistent refrain is "those" people are bringing their "foreign" ways to a country that the year-round residents are trying to keep pure and authentically Somali.
But the trauma of lost homes further soured local politics, and many ended up blaming changes in the US forest service's fire management practices.
Wolfgang Nowak, who oversaw Saxony's reforms, blames change-resistant teaching unions and scant external ratings of schools.
Monsanto's boss, Robert Shapiro, vaguely blames "changed circumstances" and "variations in strategic vision" that emerged as the deal was worked out.
Nearly 50 years old, I'd blamed hormonal changes for packing on 40 extra pounds.
But critics blamed those changes for a widening income gap between lifetime workers and their poorer "temp" colleagues.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com